With the advancement of medical science, average life expectancy is increasing by 5 hours a everyday. With increased life expectancy will come increased post retirement costs. One should create a strong retirement fund to enjoy this bonus of medical science rather than regretting later on. You can thank me later!
Yes, many of us would agree that Investing is hard. To start investing is hard, To stay invested is harder, To time the investments is hardest. Disciplined approach in investing across market cycles usually helps one simplify investing. And simultaneously reducing the pain.