Some people invest only for the sake of social proof.
Last I checked, the average SIP of Indian Retail Investor is Rs. 2800 only.
Even if one consistently invests in SIPs with discipline for lets say, 20 years at average 15% returns rate, one will end up with Rs. 37L only. Practically, Rs.17L only in today’s value, if you account for average 4% inflation.
Though this may sound painful, practically, it’s better that one increases their SIP/Investments amount “every year”. Eventually, at end of the investment period, you would have a decent corpus to live with.